Sunday, July 29, 2007

Home Business Residual Income


If you are looking for the type of business that offers ongoing income, there are several options that you may want to consider. Though most people think of network or multi level marketing when the term residual income is mentioned. These are not the only types of business that can offer ongoing income. Although it may not be the true sense of residual income, any sales oriented business that does not require in person contact can be a form of residual income.

In other words, if you have a website where customers can go and buy products they need, you have a limited form of residual income because the money is going to continue as long as the website is up and running and the products are available for purchase. On the other end of the scope, true residual income is that which goes on even when you are no longer around to monitor it. The most common type of business that offers residual income is that of network or multi level marketing.

This type of business involves recruiting and training other people to join a sales distribution network that operates underneath a sponsor. Since the sponsor is paid a portion of what each person in his organization sells, once the network is running at peak efficiency, it will provide an ongoing income to each person as it escalates to the top person in the organization. The highest income is from those you personally sponsor but you also are paid from the other branches of the organization.

Although network marketing is the truest form of residual income, investments such as real estate and high level stocks, bonds and mutual funds also fall into the same category. With real estate, it's much easier to see it as residual income because as long as there is a need for housing, you will have the ability to derive income from rental property. If you have enough income that you can hire someone to manage the properties you own, then you can relax and let the properties make money for you just like you do in network marketing.

Securities will vary with the market but real estate does not customarily decline in value. Unless the housing market becomes very depressed as it was in the late 1970s and middle 1980s when mortgage interest rates were hovering close to 25%, the price of real estate is not likely to decline in value. Once you have your properties and as long as you keep them well maintained, you will always have income from there and after your death, the income will flow to your family if you set it up that way. Other investments can work the same way but real estate is by far the less volatile.



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Obinna Heche: Los Angeles- California

Delivering the best home based business ideas,
opportunities and resources so you can work at home successfully..
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Friday, July 27, 2007

Starting A Family Home Business



There are many things that you probably enjoy doing as a family. You know that spending time together being with each other is often a very important part of raising a family, so you know that you can always be on the lookout for bigger and better projects that you can do as a family. Probably, part of the reason that you are looking to be working at home might be indeed that you would like to be able to spend more time with your family.

So having them help out with your home business might be a way to fulfill all of these things at once. However, how do you keep the fun in the family business and not allow your family to be even more stressed? Here are some tips to getting your family involved in your home business, without hurting peoples feelings or making a mess out of anything.

Be Patient

Remember that even though this might be your particular dream, that does not mean that it is the dream of everyone in your family. If your family is not as excited about the project as you are, this does not mean that they love you less. It simply means that this is not at the forefront of what they want to do with their lives. Try not to stress out about this, instead try to recognize that they love you and they want what is best for you.

See if you can get them involved in small ways to make them happy and remember that if they do not like what you are doing with your business, it is not the end of the world. You are not doing this for them, you are doing it for yourself and the bottom line is that you have to be sure to be happy, even if they do not like it.

However, even if they do not seem thrilled about your business to start with, remember that there are ways to help them come around. Give them small tasks to do at the start so that it is not overwhelming. Also, the most important thing that you can do to get your family more involved in your home business is to talk to them about what you are doing and why it is so important to you.

You might be surprised at how well this is received and at how well they come around about your home business. If you are able to talk to them about it and explain exactly what you are doing and why you love it so much, you might find yourself with a partner, if you make it a learning experience and if you show them why you are so interested in it. It could turn out to be a family business after all.



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Tuesday, July 24, 2007

The Challenges Of Working At Home


A popular trend today is for many to choose to work from their home with a home based business. While working from the home can be a great opportunity there are some unique challenges that you will have to learn to deal with. The biggest challenge you will have to learn to deal with is the amount of distractions that can prevent you from completing your work on time. There is the distraction of running errands, doing laundry and other household chores. In addition, if you have children there can be other distractions as well. Consider a few ways you can deal with these distractions to have a more productive work environment at home.

The best thing you can do to avoid distractions is set up a separate office or working area that is away from the commotion of the household. When first starting a home based business many choose to place it either at the dining room table or in other high traffic areas. This can make it difficult to focus on the task at hand and complete the assigned work on time. If you do not have a separate room where you can place you office then at least try to find an area that has the least amount of distractions.

Once you have an office it is very important that you set up specific business hours. This is a very good idea if you have children in the household. You should make sure they realize they can not disturb you while you are in your office. Sometimes you can have a do not disturb sign. This will allow you to make any client contacts without being disturbed. If you have trouble keeping focused because of distractions then consider creating a list of what to do everyday.

This way you can become focused on finishing a specific amount of tasks by the end of the day and not become distracted by completing other tasks around the house. In addition to this list, it can be good to set a deadline for each project you are working on so that you can stay on track. If you have a hard time making yourself stay with deadlines then perhaps you should share them with someone else to help you remain more focused on the deadlines.

Focusing on work can only help with distractions so much. You should also take the time to relax from time to time. Make sure you know it is okay to be distracted once in a while. As long as you do not allow distractions to become a regular occurrence you do not have to worry. Just make sure your work takes priority. If you work better by reporting your progress to someone then perhaps you should share your goals and objectives with someone in the household to help you focus on your work better.



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Sunday, July 22, 2007

Prospecting On eBay


Are you an affiliate marketer looking to grow your list? Are you involved in direct sales and want a bigger down line? Would you like to grow your business with an autopilot lead generating system? Are you using PPC ads to get newsletter subscribers?

If you answered yes to any of these questions read on. Many people spend small fortunes on PPC advertising, search engine optimization, and other methods to get traffic to their websites. Others use direct mail and direct response advertising to get leads for their products. These people understand the value of traffic and leads, but they are ignoring a fantastic source of qualified traffic. http://ujoinfree.com/?id=28

eBay is one of the most talked about websites in the world. Even your eighty-year old neighbor who doesn't even have a computer knows what eBay is. In fact, the word eBay has become a verb. People no longer say I am going to sell this on eBay." They say, "I am going to eBay it. Even better, because of eBay's category structure, you can get in front of people who are already interested in your products and services. This means the visitors to eBay are qualified traffic.

The problem is many people do not understand exactly how to generate leads on eBay. They think ebay is a place to sell products. eBay Isn't Just A Place For Selling Products Perhaps you tried selling your products on eBay with little success? Maybe you were productive in your eBay activities, but consider eBay a chore of listing and shipping.

You Can Do Better:

You can easily create a completely automated system for capturing the names and email addresses of people who look at your auctions. Once you've set up your system, you'll run auctions for low priced, easy to ship items specifically selected to appeal to your best prospects. You can even sell digitally delivered items on eBay and skip going to the post office.

Get this, instead of writing an auction for a different book every week like the mystery woman, you'll save time by using the same auction over and over again. You'll only have to write the auction once. Then, every time you run an auction, you will generate two types of prospects. People who looked at your auctions and gave you an email address. People who bought the introductory product. This is cheaper and more effective than PPC advertising, direct mail, and print advertising.
How It Works:

Here's the deal, we run fixed priced, buy-it-now auctions for 5 items at a price of 4.97 each plus $5.00 shipping and handling. The listing costs 70 cents in eBay fees. As a result of running one auction, we get between twenty and thirty people to look at the auction, and 6 to 10 people opt in to the newsletter. If we just looked at these numbers, we are paying between 7 and 12 cents per new subscriber. That's better than almost any PPC campaign. The lowest cost PPC ad on Yahoo is 10 cents, so you would need 83% of your clicks to result in a subscription just to match the 12 cents per new subscriber we pay on eBay. I won't even mention the cost of direct mail. http://nehoma.com/obhmy365/clickbank.htm


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Obinna Heche: Los Angeles- California

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Wednesday, July 18, 2007

Home Business Regulations



When you start your home business, you need to make sure that you know the regulations of your neighborhood. Depending where you live, there may be zoning laws that forbid certain kinds of businesses from operating in your neighborhood. The reasons may vary but in most cases the rule pertains to the fact that certain types of businesses generate additional traffic in the neighborhood.

You may be well advised to check into the zoning laws in your neighborhood before you decide on the business you want to operate. You do not want to take the time to make all of the arrangements including any additional skills training only to find out that your business of choice is forbidden in your neighborhood.

Also, keep in mind that if you move to another neighborhood, what did not work in your former neighborhood may be allowed in your new one. It depends upon the size of the neighborhood and the way the streets are set up as well as the amount of property you have. Of course, if you live in a rural community, you probably will be able to operate any business that you want.

In most neighborhoods, day care centers are not prevented from opening, not only because they will benefit the entire neighborhood but also because any traffic they create is short term. Other businesses such as accounting and secretarial are borderline since they may involve only a client picking up their work. At the same time, if everyone comes at once, it can cause a problem.

If you are faced with that, perhaps suggest that you will make appointments for pick up or will deliver the work yourself in order to obtain a variance to the zoning code for your businesses. Sometimes psychologists may want to have an office in their home but this may be one of the cases where it would not be allowed since its possible to have several people waiting at the same time.

A beauty salon may be another questionable business in some neighborhoods. Keep in mind that none of the rules is etched in stone but you have to obtain a variance in order to circumvent them. Do not make the mistake of opening a business and thinking that you can keep it low key because someone will find out and complain. There is one in every neighborhood.

You do not want to invest all of that time and money only to find out that you have to shut down because you did not obtain the proper licenses and variances before you began operating. Of course, if you are creative and are operating a freelance business that involves only you and your computer, you will not need to concern yourself with zoning laws.

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Obinna Heche: Los Angeles- California

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Sunday, July 15, 2007

Choosing To Outsource Work Overloads


Outsourcing is a common practice with businesses today, whether they are home based or not. For the home business operator, outsourcing can be a great way to bring in extra income by taking on additional work. You find this method used frequently with those who perform office related functions as well as in the freelance writing and editing fields.

If you choose to outsource any of your additional work, you must be sure that those you choose are equal to your abilities and knowledge or you will find that correcting the errors takes more time than it would take if you did the work yourself. If you choose to use outsourcing in your business, remember that the final product falls upon you.

Your client or customers depends upon you to deliver a finished quality product so if you hire someone else to do the job for you it will be your responsibility to make sure that any outsourced work meets your same high standards. In some business, the clients know that there are others sharing the workload but that does not mean that they expect any less than they expect if the same person is doing all the work.

Another thing a business owner must consider when outsourcing work is the client for whom he does work. Some clients, especially in the creative fields, tell you directly that they do not accept outsourcing. You could try to come in under but you are taking a chance. If someone does not want their work outsourced, do not expect that they will be unable to tell the difference and if they detect that you have outsourced any of their project, there is a possibility that they will refuse to pay you.

Since you violated the terms of the agreement, there is nothing you can do. It seems fussy of the buyer but remember, they are the ones paying, so they have the right to decide to whom they wish to give their money. In other fields such as accounting and office functions the clients do not have such a hard line on outsourcing. The other question arises whether you can make money by outsourcing instead of doing the work yourself and the answer to that question is simple. You are being paid a set amount for a project or portions of a project.

If you outsource the work, you are going to pay less to that person than you are being paid, so the difference is your profit. Think of it like a company hiring someone through a temporary help agency, the employee is paid, for example, $10 per hour but you are billed at least $15 per hour for their services. Outsourcing projects works in reverse you charge less than you are being paid.

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Obinna Heche: Los Angeles- California

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Thursday, July 12, 2007

Great Home Business Ideas


For some people, the idea of a home business seems a foreign language. They can not understand how a home business can bring in more income than that of a business that is formed in a solid building. Its much the same line of thinking of those who shy away from the concept of network marketing. Its not a traditional business so the idea frightens them. Of course, if you do your research and choose a business that is compatible with your skill level and experience, a home business can be more profitable than a brick and mortar business.

Some of the reasons why they may happen are described below.

One of the major reasons a home business can be more profitable than a brick and mortar is overhead. For example, a home business does not require payroll expenses,a sophisticated security system, business phone system and inventory just to name a few. That does not mean that your business will not have overhead because any business you operate has expenses connected to its operation.

The difference is that a home business has a much lower rate of overhead since you are using your home. There is no need for additional electric, phone, gas, or water lines, thus only a portion of the usage of those commodities is expensed for the business. Also, unless you hire people who actually work for you as opposed to outsourcing the work, there is no need for insurance except for yourself.

You may need to change your homeowners'policy to accommodate the business part of your home, but you should not need an entire new policy. Even if you do, the cost will be much lower than that of an entire building. If you have a brick and mortar business, you can certainly not bring your children to work, even if they are school age.

For one thing, it will be difficult to put them on the bus from another location, so having a brick and mortar business facilitates the need for either day care or a babysitter if your children are young. With a home business, you may be able to avoid childcare expenses if your children are old enough to understand that you are working and cannot be disturbed.

This is especially true if they are all in school since you can probably do most of your work during those hours. You also do not have to worry about losing time from work because they are ill or daycare is closed. You just need to rearrange your work schedule. Some types of home businesses may allow you to work when your children are there but if you meet clients, home or away, you should arrange to have your children placed in daycare or with a babysitter.








Obinna Heche: Los Angeles- California

Delivering the best home based business ideas,
opportunities and resources so you can work at home successfully..
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Monday, July 09, 2007

Day Care Management Software



ChildcareWare is a daycare management software program that will help your business by easily automating many of the tasks you have to do to run your business. To help with record keeping, it will store child, parent, and pickup person information, photos, childcare rates, enroll dates, immunization histories, and even parent wishes, diets, and allergies. To help with billing, it will keep track of child attendance hours and expenses for each child, and then automatically print childcare bills for each child. It will even store staff working hours and generate staff pay statements.

To help with bookkeeping, ChildcareWare will track childcare payments and paid childcare bills. It can even run accounting reports to show you which children owe a bill, and what your income is. It even includes a Timeclock program to free up your time from sign-in and sign-out recording, by letting parents and staff sign themselves in and out.

To help you stay in touch with parents, it also includes an appointment scheduler and functions to automatically create emails and form letters. It even includes a Palm PDA application that can keep all child records in your Palm PDA when you need to lookup a child's phone number or schedule and are not at the childcare center. Finally, they added daycare forms to the system to let you quickly and easily print forms to give to parents.

The software was designed to help you easily and effectively manage your childcare business. ChildcareWare is the only software you need to manage your childcare business.

Some of the amazing features include:

Store children's information including full name, nickname, sex, birthday, address and photos.

Separately store address, home, work, cell, and beeper phone numbers, email address, and photos for 2 parents and 4 additional pickup persons

Store child’s daycare information including class, scheduled attendance, enroll dates, and immunization history

Flexible enough to handle monthly or weekly billing, full time/part time billing, prepaid attendance, and/or tuition or fixed cost billing for each child

Graphically track and automatically generate child overtime bills

Graphically enter staff hours and automatically generate staff pay statements

Let parents and staff sign themselves in or out with the included Timeclock program

Find contacts and children through any combination of information
create attendance and staffing reports that show daily and even hour-by-hour attendance and schedules

Create custom reports with selectable information, column order and contact grouping (reports output to Notepad, Microsoft Word or Microsoft Excel)

Run accounting reports that show payments, income, and even show you which children are behind in their payments, and which staff you owe wages to
create form letters through Microsoft Word
create, recall, and send emails with built in email functionality

Store all child records in your Palm PDA

Dial any telephone number on the screen (requires modem)

Protect your data with the built-in backup system

Included forms from the "How To Start A Daycare Center Kit" to help you comply with laws and protect your business and much, much more. ChildcareWare can make your business efficient and less complicated by helping you organize your business on the computer, so that you can devote more time to the creative aspects of your business. For more information on this Daycare Software please visit: Childcareware





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Obinna Heche: Los Angeles- California

Delivering the best home based business ideas,
opportunities and resources so you can work at home successfully..
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Sunday, July 08, 2007

Google Adwords Now Free?


A new breakthrough secret is all you now need in order to get your Google Adwords pay per clicks Free. A gentleman from New York discovered what he calls an oversight on the part of 99.9% of all marketers that allows him to get otherwise paid for advertising at Google as well as all other search engines that allow sponsored ads.

And no, nothing about his secret is illegal nor does it require that you know someone on the inside at Google, Yahoo, Msn, Overture and others. Instead, the New Yorker boasts proudly. This is something that I caught onto just before 2000 when there was so much search engine craze running around, and started doing small just to test things at first but which I later expanded on after getting the hang of it.

This same fellow went on to start and operate sixteen separate online companies selling everything from pet food, dvds, childrens toys & games, books, software, and sold not only his own manufactured products but became an affiliate for other web businesses all the while applying his mastermind secret.

Over the course of nearly eight years the New Englander confesses. I have actually gotten over $87 million in advertising that using my secret I never had to pay for and the largest share of which was more recently in Google pay per clicks as well as other forms of paid advertising at search engines all of which I got for free.

So powerful is his secret that he is able to monopolize any niche online, and can always secure the top premium spots just above the usual organic results featured at most search engines. He still has to set up an account with the search engines but after applying his secret he is removed from having to pay for all the costs otherwise involved.

Again, nothing about his secret is either illegal or robs from the search engines. One spokesperson from one of the most popular search engines said chuckling after being made privy to this amazing secret. This is really unique and in my expert opinion it would only serve to enhance and bring more business to us at no cost and not cause us to lose business in the slightest.

The northerner revealed that in this nearly eight years period of time since applying his secret he is done well over $300 million in sales revenue with a most diverse line of products, and most recently in the last two years netted nearly $166 million after really buckling down and pressing my secret to its fullest potential.

Now to everyone elses fortune, the city slicker is releasing his secret for getting an unlimited amount of pay per click ads to the general public. But he is not promising any of us for how long. A bit of an eccentric, the gentleman says. We will see just how long I can make it available before it saturates thing

One famous public web guru pointed out that although this man may gain economically more so as a result of the publication of his secret. He is already so amazingly rich that whether he continues or discontinues its sale will neither make nor break the man but not grabbing it for yourself while its still available could prove disastrous for you as you may only have one chance.

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Obinna Heche: Los Angeles- California

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Saturday, July 07, 2007

Taxes And The Home Business


Just because you work at home does not mean you are not subject to the same taxes as any other business venture. The difference is that because you do work at home, its much easier to hide the income than that of a brick and mortar business. On the other hand, the time will come that you will be caught if you do not operate your business on the level.

What makes it so easy is that companies are not required to provide a 1099 unless they pay you at least $650 in a year and if you are a freelancer who works for a variety of people, you may not make that amount with just one client. If no one is sending a 1099 that means you have to keep track of your own income as well as expenses.

There is a certain income level where you are required to file a quarterly tax return, so you want to make sure that you make yourself aware of that so that you do not incur a penalty for not filing it. You also have to file your state taxes as well based upon your state of residency. Other taxes that may be involved include gross receipts taxes, local taxes such as city and other municipalities and sales tax in most states.

It is advisable to enlist the services of a tax accountant or tax advisor in order to be certain that you are filing all of the tax forms that you are legally required to file.
Other taxes you may have to pay yourself as a sole business owner includes social security and medicare taxes. Although you are not required by law to pay these since you do not have employees.

If you desire to make use of these services when you retire, you will need to make the contributions yourself. That means you will need to pay both the employer and employee percentage of the taxes. You can, however, choose to simply invest in an IRA Plan. If you had a 401K or an IRA when you were working, you can take the money and roll it over so that you do not have to pay taxes on the distribution.

Since you are now self employed, if you do not open your own retirement account, you will have nothing when you are ready to retire unless your spouse has social security income into which he or she pays. You may also want to have a tax attorney on retainer in case anything should happen with your taxes and you find the IRS calling you for an audit. Businesses are more likely than individuals to be audited and its in your best interest to have an attorney with you.



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Obinna Heche: Los Angeles- California

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Wednesday, July 04, 2007

Controlling Your Home Business Expenses


Controlling your business expenses is important to keep your business in the right track. If you happen to be engage in a home business that requires you purchase large amount of supplies, you need to have a system to track down purchases and other expenses. To do this, you might want to get one of those computer accounting programs. The good thing about using a computer program to record all your transactions is that it is easier to use and is more likely to be accurate than recording your transactions manually.

Organizing Your Records

Your computer accounting program will not be able to help you if you can not keep track of all your transactions. To keep track of your business dealings, always keep the receipts of all your purchases. You might want to buy a binder where you can keep all your receipts and your bills. Be sure to keep all your bills and receipts in a safe place where you can easily find them when you need to check something. When keeping track of your inventory, it would be a good idea to input all your incoming supplies in your computer and then update it regularly.

If you are selling goods, you might want to get one of those computer programs that will automatically update your inventory files as soon as you sell something. Tracking the levels of your inventory is very important so that you will able to gauge when you should order for more inventory. Always remember that when you are selling goods, you must always have enough supply to offer to your customers.

Keep track of all your accounts payable by keeping a record. Make a schedule of your payables so that you will not be overwhelmed with all the bills at the beginning or at the end of the month. For instance, if you purchase your goods on a term, make sure that you schedule your other payables in such a way that it will not fall on the same dates. If you are scheduled to pay your utilities during the first week of the month, you might want to schedule your other payables somewhere in the middle part of the month so that you will have enough time to accumulate funds.

When scheduling your payables, you might want to keep separate envelopes for each payable. Make sure that money that is intended to pay for certain payables are not used for other purposes. For instances, if you have money set aside to pay for your supplies, that money should never be used to pay for the amortization. Once you start mixing up your funds and using them for different purposes other than what they were originally intended, you may not be able to replenish it fast enough to beat the billing period.

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Sunday, July 01, 2007

Financing Your Home Business


Lets face it, having a home business is not all easy. You might think that you are embarking on one of the easiest adventures of your life and that you are going to be able to simply sit back and watch the money make itself. However, you should know very well that this is simply not the case all of the time. When you are starting a home business, you are going to find that there are so many things to do that it appears to be a bit overwhelming at times.

Also, you might find that there is some of the home business aspects that you just are not able to do and this might end up making you frustrated. By far the hardest part of starting up a home business is dealing with the money situation. In order to keep your head and to keep your business afloat, there are some things that you should think about and plan for ahead of time.

Money Plan

First of all, the most important thing that you can do when you are starting up a home business is to make sure that you have the money that it is going to take to start the business. This means that you either are not going to be able to quit the job that you have until you have money saved up or you are going to have to keep working while you start your home business.

Either way, you cannot start a business with nothing in the bank because no matter what business you are starting, there are going to be start up fees that you have to be sure to figure out how to pay. Also, you must always keep in mind that while you are starting the business you are going to have to find a way to feed your family and take care of the other expenses.

The best thing that you can do, therefore, is to make sure that you have started your business before you quit your other job. This might mean working harder than you thought you have to work and taking more time out of your life to work on both of your businesses but it is going to be worth it in the long run. Also, you need to make sure that both you and your spouse, as well as your children, understand that money is going to be tight for awhile.

There are probably lots of ways that your family can cut back on costs, so you should discuss this with your family as well to see what they think they might be able to do and to see what they think they might save while doing it. Be sure that you have your whole family on board and then be sure that you are nice to them, because chances are that you are going to need their support as you start your home business.

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Obinna Heche: Los Angeles- California

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